If you’re thinking about starting up a new business, that’s great! You’re going to want to get your business plan running, and if you don’t have enough money, you’re going to want to get a line of credit as well. Just like a personal credit card, you’re not going to want to spend more than what you can afford, because you’re just looking for disaster!
So, if you’re looking to apply for a business credit card, I’m going to show you what you should look out for, when you’re looking for the perfect small business credit card.
Look at the rewards – The main thing that I look for when it comes to business credit are the rewards. Since I don’t spend that much and I love getting something for what I spend, I love getting rewarded for using my card. I’ll exchange my points for things such as airline tickets, hotels, and gift cards. It’s well worth it.
The fees – If you’re going to use this card a lot, you’re going to want to find a card that has no fees. A card with higher fees may be worth it if you use it a lot, but when I say use it a lot, I’m talking six figures a year. Those reward based cards are great, but can hurt you in the fee department. I recommend a fee-free card, but it’s up to you.
When it comes to applying, this is all I recommend. I know it sounds simple, but that’s about it. There are cards out there. Go out there, and apply to see what you can get!
By: Tom Tessin
Business Credit Card Applications
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